SplashMoney User Guide

 

Table of Contents

Introduction
Installation
Registration
Quick Start
Online Banking
Handheld Application
  Accounts
  Register
  Transactions
  Auto-Fill
  Transaction Types
  Scheduled Transactions
  Transferring funds between Accounts
  Split Transactions
  Multiple Currencies
  Balancing Accounts
  Finding Transactions
  Deleting Transactions
  Purging Transactions
  Reports and Charts
  Budgets
  Security
  Menu Commands
  Custom Icons

Desktop Application
  Menu Options
  Importing data
Transferring data to/from the Desktop SplashMoney Conduit
Export data from SplashMoney to:
  Quicken 99-2004 for Windows
 • Quicken 98 or earlier for Windows
 • Quicken for Macintosh
 • Microsoft Money
 • A spreadsheet, database or word processor
Import data into SplashMoney from:
 • Quicken
 • Microsoft Money
 • An online bank
Date and Number Formats


 

 

 

Introduction

SplashMoney is a personal finance application for Palm OS and Windows that allows you to:

  • Record checking, savings, credit card and cash transactions.
  • Track your account balances.
  • Download bank data from online banks.
  • Reconcile your bank statements.
  • Generate budgets, reports and charts.
  • Synchronize data between your handheld and desktop computer.
  • Transfer data to Quicken, Microsoft Money or a spreadsheet.

Installation

Launch the SplashMoney Installer and follow the on screen instructions. You will be required to HotSync your Handheld to complete the installation. The installer installs the following files:

  • SplashMoney - This is the Palm OS application installed on your Handheld.
  • SplashMoney Desktop - A desktop application used to view and edit information on the desktop.
  • SplashMoney Conduit - This is a Conduit installed in the Palm HotSync Manager on your desktop.
  • SplashMoney User Guide - This user guide.

Launch SplashMoney
After the HotSync operation is complete, go to the Applications Launcher on your Handheld and tap the SplashMoney Icon.

Registration

When you launch SplashMoney, you will be prompted to enter a registration code or to run in Trial mode. You may run the software for 30-days in full-functioning Trial mode. The Trial software and Registered software are identical. Once the trial period ends you must purchase and enter a registration code to continue using the software. You do not need to re-install the software. Simply enter a registration code and your Trial version will be converted into a Registered version and all your data will remain intact.

Quick Start

  1. Launch SplashMoney on the handheld.
  2. Tap one of the default accounts, such as Checking, to enter the Register View.
  3. To add a new transaction, click the new button .
  4. Enter a Payee, an Amount, and select a Category from the list (e.g., "The Gap", $25, Clothing) and tap OK to close the New Transaction dialog. You'll return to the Register and the transaction you entered will be displayed and your ending balance will be updated.
  5. When you HotSync, the data you entered on your handheld will be copied to the desktop.
  6. You may enter data on both the handheld and the desktop and synchronize the two. All features are available on both platforms including recording transactions, online banking, budgeting, reporting, and reconciling.

Accounts


Account View

Edit Accounts Dialog

Account Info Dialog

Account View

When you first launch SplashMoney you are presented with the Account View. Several sample accounts will appear. You can edit these accounts or create new ones. SplashMoney supports the following account types:

  • Checking - for tracking checking accounts
  • Savings - for tracking savings accounts
  • Credit - for tracking credit card accounts
  • Cash - for tracking your cash expenditures
  • Asset - for tracking assets such as Home Equity, Vehicles or Retirement Accounts
  • Liability - for tracking liabilities like Mortgages and Auto loans
  • Money Market - for tracking your money market accounts
  • Line of Credit - for tracking your line of credit accounts

Editing Accounts

You may create new accounts or edit existing ones as follows:

  1. Tap the Edit Accounts button .
  2. Select an Account and tap Edit, or tap New.
  3. The Account Info Dialog appears (see next).

Account Info

You can create an unlimited number of accounts. The Account Info dialog lets you enter the following information:

  • Name: The name of the account (e.g., Checking).
  • Online: Tap the selector to enable/disable online banking.
  • Type: Checking, Savings, Cash, Credit, Asset, Liability, Money Market or Line of Credit.
  • Bank: The name of the Bank (optional, will be filled automatically in online banking).
  • Account #: The account number (optional, will be filled automatically in online banking).
  • Beg. Bal.: The beginning balance. Note: You must enter the beginning balance for Credit and Liability accounts as a negative amount.
  • Currency: The currency used for this account. Each account may use a different currency.
  • Icon: Click to select a custom icon.
  • Include in Account View Total: Select this checkbox if you want the account balance to be included in the Total Balance (Net Worth) that appears on the bottom of the Account View.

Online Banking

SplashMoney can connect to many online banks using OFX "Direct Connect" technology. Ask your bank if you are able to use their online service with Direct Connect. They will probably want to hear that you are using it with Quicken 2000 or later, since many banks have business relationships with Quicken. But in most cases, if it works with Quicken, it will work with SplashMoney since we are employing the same technology.

In order to use Online Banking on the handheld, you need a wireless enabled handheld with Palm OS 5.2 or later. To find out your OS version, select Info from the App menu in the application launcher (home); then select the Version tab.


 

To set up online banking on your handheld or desktop, open the Account Info dialog. On the handheld this can be accessed from the Account View or Register Account Menu.

You will then tap the Online selector to enable online account access. In the Online Setup dialog, you will need to enter:

  • Bank Name (if your bank is supported it will appear on the list)
  • Customer ID - Enter your online banking Customer ID provided to you by your bank.
  • Password - Enter your online banking Password provided to you by your bank.
  • Account - after entering your login data, you can select your account

Note: In some cases the username/password you use to log into your bank's web-site is different than the username/password required for "direct connect" online banking as found in SplashMoney and Quicken. Check with your financial institution to see if you need a special username/password for direct connect online banking and whether any fees apply.

Once you have set up an account for online access, you can tap the Go Online button  to download recently cleared transactions from your bank directly into your SplashMoney register.

Note: When transactions are downloaded from your bank SplashMoney will attempt to match those transactions with any existing transactions in your register, or will add them as New transactions. You will be prompted to Review the downloaded transactions and verify whether they are Matching or New transactions.

Register

Register View

Once your are finished editing your accounts, return to the Account View and tap an Account to display its Register View. The Register view displays a list of transactions. The following buttons are available in the toolbar in the Register View:

These other commands are also available in the Register View:

  • Tap an existing transaction to edit it.
  • Tap the Cleared checkbox to mark a transaction as cleared.
  • Tap the column header to sort by that column. Tap again to reverse sort.
  • Drag the edge of a column header to resize the column.
  • Tap the Ending Balance to adjust the Ending Balance.

Status Filter


 

The Status Filter menu displays the following options:

  • All: Displays all of your transactions - no filter applied.
  • Reconciled: Beginning Balance amount plus all Reconciled transactions (should be equal to last month's statement).
  • Unreconciled: A zero Beginning Balance plus all Cleared and Uncleared transactions (this will show you a total of what you spent since your last statement).
  • Cleared: Beginning Balance amount plus all Reconciled and Cleared
    transactions (should be equal to your bank's online balance).
  • Uncleared: A zero Beginning Balance plus all Uncleared transactions (this will essentially show you a total of what you've spent that hasn't cleared your bank yet).
  • Downloaded: A zero Beginning Balance plus all downloaded transactions that haven't been accepted yet (this will show you a total of the transactions recently downloaded).
  • Imported: A zero Beginning Balance plus all transactions imported using the SplashMoney conduit (QIF, OFX or CSV) that haven't been accepted yet (this will show you a total of the transactions recently imported).

Preferences

You can customize the appearance of the Register View by changing the columns shown, showing/hiding decimals and changing the font size.


Register Preferences

Default Register View

Register View with a small font and running Balance Column
  1. Tap the Preferences button or choose Preferences from the Options menu. Use the check boxes in the dialog to adjust the columns shown and date and decimal display.
  2. Show Decimals: Select Show Decimals if you wish to display decimals in the Register View. You can reduce the size of the Amount and Balance columns in the Register View by turning this option off. The Amount field in the Transaction dialog (see Transactions, below) will continue to display decimals.
  3. Show Year: Select Show Year if you wish to include the year in the Date Column (mm/dd/yy). Otherwise the date will be displayed without the year (mm/dd) to conserve space.
  4. Show Columns: Select the columns you wish to display in the Register View:
  • Cleared - A checkmark indicating cleared/not-cleared status.
  • Icon - The icon associated with assigned category.
  • Date - The date of the transaction.
  • Type - The transaction type (Check#, Deposit, Withdrawal, ATM, EFT, etc.).
  • Payee - Name of the Payee.
  • Category - The Category the transaction is assigned to.
  • Class - The Class the transaction is assigned to.
  • Amount - Amount of the transaction.
  • Balance - The running Balance. (See example above).

Font


 

A smaller font will allow you to display more rows and columns of information. You can set a different font size for the Account View and each of the Register Views.

To change the font:

  1. Tap the Menu icon to display the Options Menu.
  2. Select Font to display the Select Font dialog.
  3. Choose a font. Note: There are 8 font choices on hi-res devices, and 4 font choices on low-res devices.

Row/Header Colors


 

Each Account Register can be displayed with a unique row and header color. This makes it easier to read and to distinguish between your Accounts. To change the color, while in Register View, select Choose Row Color or Choose Header Color from the Options Menu and choose a new color from the color picker.

Transactions


Edit Transaction Dialog
 

Adding/Editing Transactions

To create a transaction, tap the New button in the Register View. The Edit Transactions dialog appears. You may fill in the following fields:

Account: In the top right, you may select which account to add the transaction to. The default selection will be the account in which you initiated the transaction.

Date: Date of transaction.

Payee: The name of the Payee. You may enter a name or select from the popup list of memorized Payees (see Auto-Fill).

Type: Type of transaction (check, deposit, withdrawal, ATM, etc.). Note: if you choose check#, the next check number will be automatically entered but you can change the check number if desired. You may also create custom transaction types (see Transaction Types).

Amt: The amount of the transaction. The amount is recorded in your home currency, known as your base currency. You may enter a foreign currency and its exchange rate by tapping the Currency Converter (X) icon (see Multiple Currencies).

Cat: You may enter a Category (e.g., Auto, Dining, Groceries, etc.) and/or Class (e.g., Personal, Business, etc.) in the Category field. Just as in Quicken and Microsoft Money, Categories and Classes are separated by a slash (/) and you can also split a transaction over multiple Categories and Classes by selecting SPLIT from the Category popup menu. You may enter the Category and Class using graffiti or select from the popup menus of memorized items (see Auto-Fill). The Category menu appears on the left and the Class menu appears on the right. SplashMoney includes predefined categories and classes, which you can modify. You may also transfer money to another Account by selecting the Account name enclosed in brackets (e.g., [Visa]) from the bottom of the Category menu (see Category Transfers).

Memo: Enter a memo, or tap the memo icon to enter more information.

State: Select the state of your transaction: Uncleared if the transaction has yet to clear your bank, Cleared, Reconciled if the transaction has been verified against your statement, and Void to disallow the transaction (see Balancing Accounts).

Delete: This button only appears when editing an existing transaction (see Deleting Transactions).

Purge: This button only appears when editing an existing transaction (see Purging Transactions).

Using Auto-Fill

SplashMoney makes it easy to enter transactions that occur frequently. It remembers transactions you've entered previously and auto-fills them for you, as follows:


When entering text into the Payee, Category or Class fields, SplashMoney will attempt to auto-fill the text for you based on matching data previously entered in those fields. For example if you write the letter "A" in the Payee field, SplashMoney will auto-fill the field with a previously entered Payee that starts with the letter "A."


If Auto-Fill matches the text you are trying to create you can enter the Graffiti return character (back slash) or tap the return-arrow icon to accept the text. Once a match has been accepted in the Payee field, SplashMoney will auto-fill the other fields (Type, Amount, Category, Class, and Memo) to the same values as the previous transaction for that Payee. You can then edit any of these fields afterwards, if necessary. This is a great way to quickly enter recurring transactions and to ensure that they are recorded in a consistent fashion.


As an alternative to entering text, you can tap on the popup menu for a list of previous entries to choose from.

Transaction Types


 

SplashMoney includes several built-in transaction types (check, deposit, withdrawal, ATM, etc.) and you can create additional custom transaction types. To create a custom transaction type, select Edit Transaction Types from the List Menu, tap New, choose Deposit or Withdrawal and enter a name. Once you've created a custom transaction type, its name will appear in the Type popup menu in the Edit Transactions dialog.

Scheduled Transactions

SplashMoney supports Scheduled Transactions, enabling you to setup transactions that occur on a regular basis. Once you setup a Scheduled Transaction, you can choose to record it manually, automatically, or be reminded when it's time to record the transaction.

Creating/Editing Scheduled Transactions

Select Edit Scheduled Transactions from the List Menu or tap the Schedule button: . The Edit Scheduled Transactions dialog appears.

Tap New. The Edit Scheduled Transaction dialog appears.

Enter the Account this transaction will affect from the Acct popup menu.

Tap the Date picker to open the Change Repeat dialog and specify the date and frequency of the transaction (see Repeat Frequency below).

Complete the rest of the fields in the dialog (Payee, Type, Amount, Category, etc.) and tap OK to complete the setup of the scheduled transaction.

Repeat Frequency

There are several options available for the frequency of Scheduled Transactions and how you want to enter them in your register, as follows:

Next Date: The date of the next (or first) occurrence.

Frequency: Monthly, Twice a month, Quarterly and so on.

Repeat: Select Indefinitely for a transaction that is ongoing (e.g., Cable TV) or # of Times for a transaction that occurs a specified number of times (e.g., car loan or mortgage).

Enter: Choose one of the following options for how you want the scheduled transaction to be entered into your account register:

  • Manually: Requires you to manually record the transaction. You will be prompted when you launch SplashMoney if there are any due transactions so you can manually record them (see Recording Scheduled Transactions below).
  • Automatically: The transaction will be automatically entered into your register on the due date without prompting you. A checkmark icon () will appear in the Edit Scheduled Transaction dialog indicating that this transaction will be automatically entered on the next due date.
  • Remind Me: Allows you to set a Reminder x days in advance of the transaction date where you will be reminded of the upcoming transaction and prompted to manually record it. An alarm clock icon () will appear in the Edit Scheduled Transaction dialog indicating that you will be reminded of this transaction when it is due.

Recording Scheduled Transactions


Reminder Alert

Prompt at launch

Upcoming Transactions Dialog

Depending on how you choose to enter scheduled transactions you will receive one or more of the following alerts:

Reminder: If you selected Remind Me as the entry method, a Reminder alert will display when specified, even when you are not running SplashMoney. Tap OK to dismiss the alert, Snooze to snooze it for 5 minutes, or Go To to open the Upcoming Transactions dialog to manually record it. Note: Tapping OK in the Reminder dialog will not enter the transaction, it will only dismiss the alert. You must record the transaction manually in the Upcoming Transactions dialog (see Upcoming Transactions dialog below).

Scheduled Transactions prompt: If you have one or more transactions that are due you will be prompted to view them when you launch SplashMoney. If you tap Yes, you will be taken to the Upcoming Transactions dialog where you can record them. If you tap Later, you will be reminded again the next time you launch SplashMoney.

Upcoming Transactions dialog: You may view and record scheduled transactions by selecting Upcoming Transactions from the Account Menu. The Upcoming Transactions dialog displays all scheduled transactions thru the date specified in the Thru popup menu. You may select a scheduled transaction and tap one of the following buttons:

  • Record All: Records all transactions currently in view.
  • Record: Records the selected transaction.
  • Edit: Opens the selected transaction where you can make a change (e.g., the amount or date) to that specific transaction and record it. Note: If you wish to edit all occurrences of the scheduled transaction you may do so in the Edit Scheduled Transactions dialog.
  • Skip: Allows you to delete that specific occurrence of the scheduled transaction. Future transaction will still occur. Note: If you wish to delete all occurrences of the scheduled transaction you may do so in the Edit Scheduled Transactions dialog.
  • Done: Closes the dialog.

Transferring funds between Accounts


Transfer Funds Dialog

Category Transfer Menu

You may transfer funds between your accounts using one of the following methods.

Transfer Funds

Tap the Transfer button  in the Account View or select the Transfer command from the Accounts Menu.

Date: Enter the date of the transaction.

From: The Account the funds will be withdrawn from.

Amount: The amount of the transfer.

To: The Account the funds will be deposited into.

Cleared: Whether or not the Transfer is cleared. (Chances are the transfer has cleared your bank since they probably conducted the transfer. But you can always mark it as cleared later when reconciling your account.)

Category Transfers

SplashMoney displays the name of each Account in brackets at the end of the Category list (similar to Quicken and Microsoft Money). This enables you to transfer funds to an account from within the Edit Transaction dialog. For example, when writing a check for your Visa bill, you could create a new transaction in your Checking account and select [Visa] from the Category popup. This will create a corresponding deposit in the Visa account in the same amount. These two corresponding transactions are dynamically linked and if you change the data in one, it will be reflected in the other.

Split Transactions

Transactions may be split across multiple categories, by selecting --SPLIT-- from the Category popup. The Splits dialog will be displayed where you can select up to 10 categories to split the transaction across. Following are some examples of why/how you would perform a Split Transaction:

Splits Dialog
 
Example 1: You write a check to your mortgage company that includes mostly interest and some principal. You want to track each separately in a Mortgage Liability account, and a Home Equity Asset account.
Account Checking
Type Check #
Payee MortCo
Amount $1000
Category
--SPLIT--
  [Mortgage Acct]
$900
  [Home Equity]
$100
  Total
$1000

Example 2: You bought some groceries with a debit card and withdrew additional cash. You want to track the amount you spent on groceries, and track the cash deposit in your Cash Account.

Account Checking
Type EFT
Payee Thriftway
Amount

$50

Category

--SPLIT--

  Groceries $30
  [Cash Acct] $20
  Total $50

Multiple Currencies

SplashMoney supports multiple currencies allowing you to track accounts in different currencies as well as recording individual transactions in different currencies and converting them to your account currency. You must specify a Base Currency, and all other currencies will have a conversion rate relative to the Base Currency. Each account can use a different Account Currency, but there is only one Base Currency. In the Account View, each account balance is displayed in its own currency. But the Total Balance (Net Worth) at the bottom of the Account View is calculated by converting each account total to the base currency and summing the account totals.


Edit Currencies Dialog

Edit Currency Dialog

Convert Currency Dialog

Editing Currencies

You may create up to 15 currencies, each with its own conversion rate. One currency must be defined as your Base Currency with a conversion rate of 1.0. All other currency conversion rates will be in relation to the Base Currency. Conversion rates are dynamically updated as you create new transactions and edit the Conversion rate in the Set Currency dialog, discussed below. To edit/create a Currency:

  1. Select Edit Currencies from the List Menu.
  2. Specify one of the currencies as your Base currency by selecting it and tapping Base.
  3. Select an existing currency and tap Edit, or tap New to create new Currency.
  4. Enter a currency symbol (up to 4 characters).
  5. Enter a conversion rate. The conversion rate is relative to the base. For example, if your base is a dollar ($) and you want to enter the conversion rate for the Euro (E) and the conversion rate is 0.924275 Euros to the Dollar, the conversion rate is calculated by dividing 0.924275 Euros by 1 Dollar (0.924275/1) resulting in a conversion rate of 1.08193.
  6. Tap OK.

Entering a Foreign Currency in a Transaction

While entering a transaction in the Edit Transaction dialog, click the Currency Converter icon (X), which appears to the right of the Amount Field.

  1. Select a Currency from the Currency Popup.
  2. Enter a Currency Amount in the From field.
  3. Enter the Conversion Rate.
  4. Click OK. The converted amount in your Account Currency appears in the Amount field.

Since conversion rates change daily, they can be edited while entering a transaction in the Convert Currency dialog. When you edit the conversion rate for a transaction, you are only editing the conversion rate for that specific transaction. It will not affect the conversion rate for any previously entered transactions. When you enter future transactions, however, the last conversion rate entered for that currency is recalled.

Balancing Accounts

You can balance your SplashMoney account so that it matches the closing balance on your bank statement using one of the two following methods: 

Reconciling


 

Click the Reconcile button and enter the beginning and ending balance from your printed bank statement.

Check off each of the items that match your printed statement. You can return to the Register by clicking the Close button and add or modify transactions if there are missing transactions. Then return to the Reconcile dialog to pick up where you left off.

Once you've marked all the items that match your statement the Difference displayed at the bottom should = 0. If it does not, SplashMoney will create an Adjustment transaction to reconcile the accounts.

Tap Done and the marked items will be marked as Reconciled in the Register.

Adjusting Ending Balance


 

As a simpler alternative to Reconciling, you can easily change your Ending Balance by tapping the Ending Balance amount in the Register View and entering a new amount. When you do this, SplashMoney actually adjusts the Beginning Balance by the appropriate amount to get the Ending Balance to equal the desired amount. This method is the quickest and easiest way to make sure your SplashMoney register reconciles with your bank statement or a desktop application like Quicken or Microsoft Money, but it does not provide any record of the adjustment you made to the register.

A note about the difference between Balance and Cleared Ending balances:

  • Balance: This is the total of all transactions in your register, both Cleared and Uncleared.
  • Cleared Balance: This is the total of all Reconciled and Cleared transactions in your Register. These transactions have cleared your bank and should match your bank's online balance or your bank's printed statement.

Finding Transactions


Find Icon in
the Graffiti area
 

You may search for records in SplashMoney by tapping the Find icon in the lower right corner of the Graffiti area. The Find dialog appears. Enter the text you are searching for and tap OK. The Payee, Memo and Amount fields in SplashMoney will be searched and any matching records will appear in the Find Results dialog. You may then tap an item to go to that transaction.


Find Dialog

Find Results

Deleting Transactions

SplashMoney provides several methods for removing transactions, each with unique characteristics, as follows:

Deleting Transactions

When you delete a transaction it removes it from your register and it is no longer calculated into your account balance. You should not delete valid transactions as it will alter your balance and potentially cause problems when reconciling. It is recommended that you purge valid transactions instead.

Purging Transactions


 

When you purge a transaction, it is removed from your register but your beginning balance is adjusted by the amount of the transaction being purged. The end result is that your ending balance will be accurate even though the purged transaction is no longer listed in the register. For example, you can purge all cleared transactions or all transactions over 3 months old, and still have an accurate ending balance.

You can purge transactions individually in the Edit Transactions dialog, or in batches as follows:

 

Purge Before: As an alternative to purging all cleared or reconciled items, you may wish to keep several months worth of transactions on your handheld for your records. Using the Purge Before command you can purge transactions before a specified date. Note: Any items that are purged will be automatically cleared and your Beginning Balance will be adjusted so that the Ending Balance will remain accurate.

Purge Cleared: SplashMoney will remove the cleared transactions from your register and adjust your Beginning Balance by the total amount of the purged transactions, so that your Ending Balance will remain accurate.

Purge Reconciled: SplashMoney will remove the reconciled transactions from your register and adjust your Beginning Balance by the total amount of the purged transactions, so that your Ending Balance will remain accurate.

Voiding Transactions

If you void a transaction, the transaction will remain in your register, so you have a record of it, but its amount will be ignored and not calculated in your account balance.

Reports and Charts


Report View

Pie Chart View

Define Report Dialog

Report View

SplashMoney will generate reports showing how you are spending your money over a specified period of time. Tap the Reports button or select Reports from the Account Menu to generate a Report. The default report shows spending by Payee for the last 90 days. You can generate reports based on Payee, Category or Class.

Pie Chart View

Tap the Pie Chart button to switch to the Pie Chart View. Tap the deposits button or debits button to view positive or negative charts. You can drill down by tapping a slice to view sub-slices or lists of transactions in a selected slice.

Define Report

You may customize the report by tapping the text on the top right of the screen, which opens the Define Report dialog. In this dialog you can specify which Accounts to include, the type of report (Payee, Category or Class), and the time period.

Drill-down Report

In either the Report View or Pie Chart View, you may drill-down on any item in the report by tapping on it. For instance, if you are viewing a report by Category, you can tap "Groceries" to generate a Drill-down report showing all the transactions that are assigned to the Groceries category in that time period.

Tip: You can find all the transactions that are not categorized by generating a Category Report and tapping the total for <Unassigned>. This will create a Drill-down report for all the Uncategorized transactions. You can then open each transaction and assign categories to them.

Budgets


Budget View

Budget View Preferences

Define Budget Amount

Budget View

SplashMoney allows you to view reports comparing budgeted amounts to actual amounts. Tap the Budget button or select Budgets from the Account Menu to open the Budget View. The default Budget shows spending by Category for the current month. You can create budgets for each Category, Class and Payee.

Define Budget

You may specify the Budget type by tapping the text on the top right of the screen, which opens the Define Budget dialog. In this dialog you can specify the Budget type (Payee, Category or Class), and the time period.

Budget Preferences

You may specify which columns to show in the Budget view by selecting Preferences from the Options menu.

Budget Amount

You specify the budget amount for each item (Category, Class or Payee) by tapping on the Budget Amount in the Budget column. This will open the Budget Amount dialog where you specify a monthly budget amount for that item.

Note: You may only specify a monthly budget amount for each item. When you are viewing a budget report for a time period of a Quarter, the monthly amount will be multiplied by three, and when viewing by a time period of a Year, the monthly amount will be multiplied by 12.

Drill-down Report

If you tap the item name (Category, Class or Payee) in the Budget view, it will open the Drill-Down Report for that item. The drill-down report will show all the transactions associated with that item in that time period (Month, Quarter or Year).

Security


Set Password Dialog

Enter Password Dialog

Numeric Keypad option

You can secure your data in SplashMoney so that a password must be entered to access the application. You will be required to enter the password when launching SplashMoney, or when you turn on your handheld if SplashMoney was last running when it was turned off.

Setting a Password -- Select set a password from the Account View Options Menu. The Set Password dialog is displayed. Enter a password in the New Password field, and verify the password by entering it again in the Confirm field. 

Entering a Password -- You will be required to enter your password each time you launch SplashMoney, or when you turn on your handheld if SplashMoney was last running when it was turned off. You may enter the password using Graffiti, or with one of the onscreen keyboards. You may toggle between the alpha-numeric keyboard and the numeric keypad using the abc/123 button on the top right of the password dialog. The numeric keypad is suitable for entering a numeric password without a stylus, using your fingers.

Changing a Password -- To change a password, select Set Password from the Account View Options Menu, enter your Old Password, then enter and confirm the New Password.

Removing a Password -- To remove a password, select Set Password from the Account View Options Menu, enter your Old Password, then leave the New Password and Confirm fields blank.

Security Options -- Choose Security Options from the Options menu to specify the period of time that must elapse before SplashMoney auto-locks. Once SplashMoney locks, you must enter your password to open SplashMoney. The default setting will immediately auto-lock SplashMoney when you exit the application or turn off your handheld. If you wish, you may specify a longer delay, at the risk of less security. If you have specified a longer delay (e.g., 10 minutes) but then desire to lock SplashMoney immediately, you may select Lock Now from the Options Menu.

Menu Commands


Menu Icon in
the Graffiti area
 

Tap the Menu icon to the left of the Graffiti area to display the Menu bar.

Register View Menus

The following menus appear in the Register View:

Account

  • New Transaction - Opens the Edit Transaction dialog.
  • Goto Top - Scrolls the Register to the Top.
  • Goto Bottom - Scrolls the Register to the Bottom.
  • Account Info - Opens the Account Info Dialog.
  • Go Online - Download transactions from online bank.
  • Reconcile - Opens the Reconcile Dialog.
  • Adjust Ending Balance - Opens the Adjust Ending Balance Dialog.
  • Purge Before - Opens the Purge Before Dialog.
  • Purge Cleared - Opens the Purge Cleared Dialog.
  • Reports - Opens the Report View.
  • Budgets - Opens the Budget View.
  • Upcoming Transactions - Opens the Upcoming Transactions dialog.

List

  • Edit Payees - Opens the Edit Payees Dialog.
  • Edit Categories - Opens the Edit Categories Dialog.
  • Edit Classes - Opens the Edit Classes Dialog.
  • Edit Currencies - Opens the Edit Currencies Dialog.
  • Edit Transaction Types - Opens the Edit Transaction Types Dialog.
  • Edit Scheduled Transactions - Opens the Scheduled Transactions Dialog.

Options

  • Font - Opens the Select Font Dialog.
  • Preferences - Opens the Register Preferences Dialog.
  • Choose Row Color - Opens the Choose Row Color Dialog.
  • Choose Header Color - Opens the Choose Header Color Dialog.
  • Set Password - Opens the Set Password Dialog.
  • About SplashMoney - Opens the About Dialog.

Account View Menus

The following menus appear in the Account View:

Account

  • New Account - Opens the New Account Dialog.
  • Edit Accounts - Opens the Edit Accounts Dialog.
  • Transfer - Opens the Transfer Funds Dialog.
  • Reports - Opens the Report View.
  • Budgets - Opens the Budget View.
  • Upcoming Transactions - Opens the Upcoming Transactions dialog.

List

  • Edit Payees - Opens the Edit Payees Dialog.
  • Edit Categories - Opens the Edit Categories Dialog.
  • Edit Classes - Opens the Edit Classes Dialog.
  • Edit Currencies - Opens the Edit Currencies Dialog.
  • Edit Transaction Types - Opens the Edit Transaction Types Dialog.
  • Edit Scheduled Transactions - Opens the Scheduled Transactions Dialog.

Options

  • Font - Opens the Select Font Dialog.
  • Set Password - Opens the Set Password Dialog.
  • Security Options - Opens the Security Options dialog.
  • About SplashMoney - Opens the About Dialog.

Custom Icons

SplashMoney includes a built-in set of icons to choose from. In addition, SplashMoney supports custom icons which are available from third-party vendors, as well as icons created with icon editing applications like Icon Manager.

  • SplashMoney will always display its built-in icons in the icon picker.
  • If there are custom icon databases installed on your handheld, the icons in the default icon database will be appended to the SplashMoney built-in icons and displayed in the icon picker.
  • If you wish to create a custom set of icons for use only in SplashMoney, you may create a custom icon database (using Icon Manager) and name it SplashDataIcons. If an icon database called SplashDataIcons exists on your handheld, SplashMoney will append those icons to its list of built-in icons.

SplashMoney Desktop Application

Register

The SplashMoney Desktop replicates all of the functionality of the handheld application, with a few cosmetic differences. Tabs are used on the desktop to allow quick access to the Register, Reports, Budgets, and Reconcile tool. The Account View on the handheld application is constantly available in the Accounts pane on the left of the desktop application.

Menu Options

The following menu options are available in the SplashMoney Desktop.

File

  • New Account - Create a new account.
  • Delete Account - Delete selected account.
  • Account Info - Edit selected account settings.
  • Go Online - Download transactions from online bank.
  • Adjust Ending Balance - Open the ending balance dialog.
  • Purge Transactions - Open the purge dialog.
  • Upcoming Transactions - Open the Upcoming Transactions dialog.
  • Set Password - Set a password to encrypt and protect your data.
  • Import - Import QIF, OFX, or CSV data from other applications or backup.
  • Export - Export QIF or CSV data.
  • Print - Print the displayed data.
  • Print Preview - View a preview of the document before sending to the printer.
  • Print Setup - Edit the settings for the printer.
  • Exit - Quit the SplashMoney Desktop.

Edit

  • Undo - Cancels the last action.
  • Cut - Deletes selected data and places it on the clipboard.
  • Copy - Copies selected data to the clipboard.
  • Paste - Pastes data from the clipboard.

View

  • Show Columns - Select which columns of data are displayed.
  • Row Color - Opens the Choose Row Color Dialog.
  • Set Font - Opens the Select Font Dialog.
  • Preferences - Show/hide decimals, set the date and number formats.
  • Status bar - Shows/hides the Status bar.

Transaction

  • New - Opens the Edit Transaction dialog for a new transaction.
  • Edit - Opens the Edit Transaction dialog for the selected transaction.
  • Delete - Deletes the selected transaction.
  • Transfer - Opens the Transfer Dialog for transferring money between 2 accounts.

List

  • Edit Payees - Opens the Edit Payees Dialog.
  • Edit Categories - Opens the Edit Categories Dialog.
  • Edit Classes - Opens the Edit Classes Dialog.
  • Edit Currencies - Opens the Edit Currencies Dialog.
  • Edit Transaction Types - Opens the Edit Transaction Types Dialog.
  • Edit Scheduled Transactions - Opens the Scheduled Transactions Dialog.

User Menu - a list of the Palm user names that synchronize with your desktop. Make sure you have the correct one selected to ensure synchronization.

Help

  • About SplashMoney - Opens the About Dialog.
  • User Guide - This User Guide.
  • Frequently Asked Questions - A link to the SplashMoney FAQ on our website.
  • Support - A link to the support page on our website.
  • Download Software Update - A link to the latest SplashMoney installer.
  • Purchase Registration Code - A link to the purchase page on our website.

Desktop Import/Export

You can import QIF, OFX and CSV into the SplashMoney desktop. Select Import from the File menu to access these commands. SplashMoney can also export to QIF or CSV in order to backup and transfer data to other applications. Following is a description of these formats:

  • QIF - The old Quicken format. Quicken 2005 exports to this format but will not import it.
  • OFX - Also known as QFX (Quicken), Open Financial Exchange (OFX) is the standard recently adopted by Quicken, Microsoft Money, and many US online banks.
  • CSV - Comma Separate Values; a widely supported text format that can be opened in spreadsheets such as Excel and text editors such as NotePad and Text Edit.

SplashMoney Conduit

SplashMoney may be used as your primary financial management application or it may be used as a companion to a desktop application such as Quicken, Microsoft Money or Excel. You can import and export transactions to/from SplashMoney using the SplashMoney Conduit. Transactions created in SplashMoney can be automatically uploaded to Quicken 99 or later for Windows; exported in QIF format for importing into Microsoft Money or Quicken 98 or earlier for Windows or Quicken for Macintosh; or exported in CSV format for viewing with a spreadsheet, database or word processor. Likewise, transactions from Quicken, Microsoft Money or an online bank can be exported in QIF format and then imported into SplashMoney. All of these functions are accessed in the SplashMoney Conduit.

Tap the Menu icon to the left of the Graffiti area to display the Menu bar.


 

Opening the SplashMoney Conduit

To open the SplashMoney Conduit, do the following:

Click the HotSync Manager icon in the Windows system tray and select Custom to open the Custom dialog. (On Macintosh: Launch HotSync Manager and select Conduit Settings from the HotSync menu.)

Double click the SplashMoney entry in the Conduit list. The SplashMoney Conduit Dialog appears.

The following conduit setting options are available for the default setting, which is "Synchronize with SplashMoney Desktop":


  • Synchronize the files -- Changes made on the Handheld or the Desktop will be synchronized.
  • Desktop overwrites handheld -- All data on the Desktop is copied to the handheld. Any data on the Handheld will be replaced.
  • Handheld overwrites Desktop -- All data on the Handheld is copied to the Desktop. Any data on the Desktop will be replaced.
  • Do nothing -- Changes will not be synchronized between the Handheld and Desktop.
  • Set as default -- Sets the current HotSync Action as the default.

3rd-party apps via Import/Export

Select "3rd-party apps via Import/Export" if you wish to export transactions created in SplashMoney to the Desktop during each HotSync. Transactions created in SplashMoney can be exported to the desktop and imported into Quicken, Microsoft Money or a spreadsheet.  Which of the above options you should choose depends on what application you will be transferring the transactions to on the desktop. See the following links for more info:

 

Using SplashMoney with Quicken 99 or later for Windows

Using SplashMoney with Quicken 98 or earlier for Windows, or Quicken for Macintosh

Using SplashMoney with Microsoft Money

Using SplashMoney with a spreadsheet, database or word processor

Import files to Palm from Desktop

If you have existing data (Accounts, Transactions and Categories) in Quicken, Microsoft Money, or an online bank, you can transfer this data into SplashMoney by importing a QIF, CSV or OFX file. See the following links for more info:

Importing data into SplashMoney from Quicken

Importing data into SplashMoney from Microsoft Money

Importing data into SplashMoney from an online bank

Using SplashMoney with Quicken 99 or later for Windows

You may use SplashMoney primarily to record transactions while on the go and then automatically upload those transactions into Quicken on the desktop. SplashMoney does not synchronize with Quicken, but it does allow you to automatically upload transactions to Quicken so that you don't have to re-enter transactions on the desktop that were created on the handheld. To automatically upload transactions to Quicken, follow these steps:

Upload transactions direct to Quicken - Select "Upload transactions direct to Quicken" in the SplashMoney Conduit to automatically transfer all transactions created or modified in SplashMoney to Quicken on the desktop. This feature is only available in Quicken 99 or later for Windows. If you are using an earlier version of Quicken, or Quicken for Macintosh, see Using SplashMoney with Quicken 98 or earlier for Windows, or Quicken for Macintosh. In order to upload transactions direct to Quicken, SplashMoney must know the location of the Quicken application (QW.EXE) folder. This location will be detected automatically, however, you may change the location by clicking the top Browse button in the SplashMoney Conduit if SplashMoney was not successful in locating the Quicken Application folder on your desktop.

HotSync - HotSync your device. SplashMoney will transfer any new transactions that have been created in SplashMoney since the last HotSync to the desktop. Note: You must name your accounts in SplashMoney the same as your accounts in Quicken. Also, only new or modified transactions created on the handheld since the last HotSync will be transferred. You may wish to create a new "Test" transaction on the handheld and then perform a HotSync to verify that it is working. Last, you must exit Quicken prior to performing a HotSync or the transactions will not be transferred.

Launch Quicken - The next time you launch Quicken the transactions created with SplashMoney will be automatically imported into Quicken and you will be prompted to match them with existing transactions. Note: you don't have to launch Quicken each time you HotSync; the new transactions created in SplashMoney will accumulate and then be uploaded the next time you launch Quicken.

Adjust SplashMoney Ending Balance - The SplashMoney Conduit only uploads transactions created in SplashMoney to Quicken and does not transfer transactions in the other direction - from Quicken to SplashMoney. Therefore, after transferring transactions from SplashMoney to Quicken you may wish to update the ending balance in SplashMoney so it matches the ending balance in Quicken. To do so, in SplashMoney, tap the ending balance amount that appears on the bottom of the Register View, and enter the balance amount that appears in Quicken.

Optional:
If you want the SplashMoney register to match Quicken exactly, including a history of all transactions, you may delete your Accounts in SplashMoney and import all the data from Quicken into SplashMoney following the steps outlined in Importing data to SplashMoney from Quicken. However, this step is not recommended as it is time consuming, and manual. It is recommended that you just keep the balance updated in SplashMoney, as explained above, rather than a complete history of transactions.

Using SplashMoney with Quicken 98 or earlier for Windows, or Quicken for Macintosh

You may use SplashMoney primarily to record transactions while on the go and then import those transactions into Quicken on the desktop via QIF files. SplashMoney does not synchronize with Quicken, but it does allow you to automatically generate a QIF file that can be imported into Quicken so that you don't have to re-enter transactions on the desktop that were created on the handheld. To do so, follow these steps:

Export transactions to QIF - Select "Export transactions to QIF" in the SplashMoney Conduit. This option will automatically export transactions from each of your SplashMoney accounts to a QIF file, which can then be manually imported into Quicken. Each time you perform a HotSync, any SplashMoney Accounts containing new or modified transactions will be written to the desktop in QIF format.

You must specify a location where QIF files from SplashMoney will be stored. The default location is C:\My Documents\SplashMoney\From Palm; however, you may change the location by clicking the Browse button, if desired. (Mac location: SplashMoney/From Palm.)
 

HotSync - HotSync your device. SplashMoney will transfer any new transactions that have been created in SplashMoney to the desktop. Each time you HotSync any new transactions are appended to the existing QIF files, or new files are created if they do not already exist. Note: you don't have to launch Quicken each time you HotSync; the new transactions created in SplashMoney will accumulate in the QIF file.

Import QIFs into Quicken - Launch Quicken and select Import from the File Menu, and make the following selections:


Quicken Import Dialog

  1. QIF File to Import: Click the Browse button and select the QIF file you wish to import in the SplashMoney "From Palm" folder. 
  2. Quicken Account to Import into: Specify the Account you wish to import the transactions into.
  3. Include in Import: Select "Transactions" only. Note: Make sure "Special handling for transfers" is not selected.

Delete QIFs - After successfully importing the QIF files into Quicken, you must delete the QIF files in the "From Palm" folder. Then, the next time you HotSync, SplashMoney will create new QIF files containing only new transactions. If you don't delete the QIF files, the next time you import the QIF into Quicken, you will end up with duplicate transactions.

Adjust SplashMoney Ending Balance - After transferring transactions from SplashMoney to Quicken you may wish to update the ending balance in SplashMoney so it matches the ending balance in Quicken. To do so, in SplashMoney, tap the ending balance amount that appears on the bottom of the Register View, and enter the balance amount that appears in Quicken.

Optional: If you want the SplashMoney register to match Quicken exactly, including a history of all transactions, you may delete your Accounts in SplashMoney and import all the data from Quicken into SplashMoney following the steps outlined in Importing data to SplashMoney from Quicken. However, this step is not recommended as it is time consuming, and manual. It is recommended that you just keep the balance updated in SplashMoney, as explained above, rather than a complete history of transactions.

Using SplashMoney with Microsoft Money

You may use SplashMoney primarily to record transactions while on the go and then import those transactions into Microsoft Money on the desktop via QIF files. SplashMoney does not synchronize with Microsoft Money, but it does allow you to automatically generate a QIF file that can be imported into Microsoft Money so that you don't have to re-enter transactions on the desktop that were created on the handheld. To do so, follow these steps:

Export transactions to QIF - Select "Export transactions to QIF" in the SplashMoney Conduit. This option will automatically export transactions from each of your SplashMoney accounts to a QIF file, which can then be manually imported into Microsoft Money . Each time you perform a HotSync, any SplashMoney Accounts containing new or modified transactions will be written to the desktop in QIF format.

You must specify a location where QIF files from SplashMoney will be stored. The default location is C:\My Documents\SplashMoney\From Palm; however, you may change the location by clicking the Browse button, if desired. (Mac location: SplashMoney/From Palm.)

HotSync - HotSync your device. SplashMoney will transfer any new transactions that have been created in SplashMoney to the desktop. Each time you HotSync any new transactions are appended to the existing QIF files, or new files are created if they do not already exist. Note: you don't have to launch Microsoft Money each time you HotSync; the new transactions created in SplashMoney will accumulate in the QIF file.

Import QIFs into Microsoft Money - Launch Microsoft Money and select Import from the File Menu and locate the QIF file(s) in the SplashMoney "From Palm" folder.

Delete QIFs - After successfully importing the QIF files into Microsoft Money, you must delete the QIF files in the "From Palm" folder. Then, the next time you HotSync, SplashMoney will create new QIF files containing only new transactions. If you don't delete the QIF files, the next time you import the QIF into Microsoft Money, you will end up with duplicate transactions.

Adjust SplashMoney Ending Balance - After transferring transactions from SplashMoney to Microsoft Money you may wish to update the ending balance in SplashMoney so it matches the ending balance in Microsoft Money . To do so, in SplashMoney, tap the ending balance amount that appears on the bottom of the Register View, and enter the balance amount that appears in Microsoft Money .

Optional: If you want the SplashMoney register to match Microsoft Money exactly, including a history of all transactions, you may delete your Accounts in SplashMoney and import all the data from Microsoft Money into SplashMoney following the steps outlined in Importing data to SplashMoney from Microsoft Money. However, this step is not recommended as it is time consuming, and manual. It is recommended that you just keep the balance updated in SplashMoney, as explained above, rather than a complete history of transactions.

Using SplashMoney with a spreadsheet, database or word processor

You may use SplashMoney as your primary financial management application to record transactions, reconcile your bank statements and view reports. In this scenario, you may use the SplashMoney Conduit primarily for archiving or printing a history of your transactions on the desktop using a spreadsheet, database or word processor. To do so, follow these steps:

Export transactions to CSV - Select Export transactions to CSV in the SplashMoney Conduit if you wish to export each of your SplashMoney accounts to a CSV file. CSV stands for Comma Separated Values, and is a common file format that can be read by a spreadsheet, database or word processor. You must specify a location where CSV files from SplashMoney will be stored. The default location is C:\My Documents\SplashMoney\From Palm; however, you may change the location by clicking the Browse button, if desired. (Mac location: SplashMoney/From Palm.)

HotSync -- HotSync your device. Each time you perform a HotSync, a CSV file for each account is written to the desktop containing all of the account's transactions.

Open CSV -- You may now open, view and print the CSV file using a spreadsheet, database or word processor. 

Importing data into SplashMoney from Quicken


Quicken QIF Export Dialog

To transfer data (Accounts, Transactions, Categories and Classes) from Quicken into SplashMoney you must export QIF files from Quicken and import them into SplashMoney. You may wish to perform this process when first setting up SplashMoney to match your accounts in Quicken. To import transactions into SplashMoney from Quicken, do the following:

Import files to Palm from Desktop - Select the "Import files to Palm from Desktop" checkbox in the SplashMoney Conduit to import QIF files into SplashMoney. During each HotSync, the SplashMoney Conduit searches the SplashMoney "To Palm" folder for any QIF files and imports them into SplashMoney.

Export - In Quicken, select Export QIF File from the File Menu. Quicken provides the following Export options:

  • QIF File to Export to: Click the Browse button, locate the "To Palm" folder. The default location for storing QIF files to import into SplashMoney is C:\My Documents\SplashMoney\To Palm; however, you may change the location in the SplashMoney Conduit, if desired. (Mac location: SplashMoney/To Palm folder.)

    Enter a name for the QIF file and click OK. If you are exporting a single Account (see next) you should name the file the same as the Account name (e.g., Checking). If you are exporting All Accounts, you can name the file anything you'd like (e.g., All).
  • Quicken Account to Export from: Specify the Account(s) you wish to export. SplashMoney supports Checking, Savings, Credit Card, Cash, Asset and Liability accounts. You may select All Accounts, and SplashMoney will ignore the Account Types it does not support.
  • Include Transactions in Dates: Specify a date range. You can export the entire date range to export all of your transactions, or you can specify a shorter period to just export recent transactions.
  • Include in Export: Specify the type of data you wish to export. You may select Transactions, Account Lists, and/or Category Lists. It is recommended that you only select Transactions. QIF files containing Transactions also contain the necessary Account info and Categories used in those transactions, so you end up getting only the Account and Category information you need and nothing more.

Save - Click OK to save the QIF file in the "To Palm" folder. Whenever QIF files are placed in the "To Palm" folder, they are automatically imported into SplashMoney during the next HotSync.

HotSync - HotSync your device. After the QIF files have been successfully imported into SplashMoney, the SplashMoney Conduit will delete the QIF files from the "To Palm" folder, so that they won't get imported again during the next HotSync.

Launch SplashMoney - After the HotSync is complete, launch SplashMoney and a dialog will appear asking if you would like to import the transactions. Choose "Now" to do it now, "Later" to postpone until the next time you launch SplashMoney, or "Never" to discard the imported data. After selecting "Now," you must select an Account to import the transactions into or choose <New Account> to create a new account for the transactions. 

All of the transactions in the QIF file will be added to SplashMoney when you tap "Now" and you may end up with duplicates if there are redundant transactions in the SplashMoney Account.  If the QIF file contains a complete history of all transactions, you should delete your Accounts in SplashMoney first, before tapping "Now."


Import Dialog
 

Note: It is not recommended that you keep a complete history of transactions in SplashMoney using the process outlined above. Instead, it is recommended that you just keep the ending balance in SplashMoney up-to-date so that you are aware of your current balance when creating new transactions. So, as an alternative to the process outlined above, you may simply update the ending balance in SplashMoney to match Quicken by tapping the ending balance amount that appears on the bottom of the Register View in SplashMoney, and entering the balance amount that appears in Quicken.

 

Importing data into SplashMoney from Microsoft Money

To transfer data (Accounts, Transactions, Categories and Classes) from Microsoft Money into SplashMoney you must export QIF files from Microsoft Money and import them into SplashMoney. You may wish to perform this process when first setting up SplashMoney to match your accounts in Microsoft Money. To import transactions into SplashMoney from Microsoft Money, do the following:

Import files to Palm from Desktop - Select the "Import files to Palm from Desktop" checkbox in the SplashMoney Conduit to import QIF files into SplashMoney. During each HotSync, the SplashMoney Conduit searches the SplashMoney "To Palm" folder for any QIF files and imports them into SplashMoney.

Export - In Microsoft Money, select Export from the File Menu, and then choose Strict QIF.


Microsoft Money QIF Export Dialog

Save - Locate the "To Palm" folder, enter a name for the QIF file and click OK. Name the file the same as the Account name (e.g., Checking).

The default location for storing QIF files to import into SplashMoney is C:\My Documents\SplashMoney\To Palm; however, you may change the location in the SplashMoney Conduit, if desired.

Regular - Select Regular in the Account Type dialog and click OK. SplashMoney only supports Regular Account types (i.e., Checking, Savings, Cash, Credit, Asset and Liability accounts).


Export Account Type Dialog

Account - Select the Account you wish to export and click Continue. Repeat Steps 1-4 for each Account you wish to export.


Select Export Account Dialog

HotSync - HotSync your device. Whenever QIF files are placed in the "To Palm" folder, they are automatically imported into SplashMoney during the next HotSync. After the QIF files have been successfully imported into SplashMoney, they are automatically deleted from this folder so they won't be imported again during the next HotSync.

Launch SplashMoney - After the HotSync is complete, launch SplashMoney and a dialog will appear asking if you would like to import the transactions. Choose "Now" to do it now, "Later" to postpone until the next time you launch SplashMoney, or "Never" to discard the imported data. After selecting "Now," you must select an Account to import the transactions into or choose <New Account> to create a new account for the transactions.

All of the transactions in the QIF file will be added to SplashMoney when you tap "Now" and you may end up with duplicates if there are redundant transactions in the SplashMoney Account.  If the QIF file contains a complete history of all transactions, you should delete your Accounts in SplashMoney first, before tapping "Now."


Import Dialog
 

Note: It is not recommended that you keep a complete history of transactions in SplashMoney using the process outlined above. Instead, it is recommended that you just keep the ending balance in SplashMoney up-to-date so that you are aware of your current balance when creating new transactions. So, as an alternative to the process outlined above, you may simply update the ending balance in SplashMoney to match Quicken by tapping the ending balance amount that appears on the bottom of the Register View in SplashMoney, and entering the balance amount that appears in Quicken.

 

Importing data into SplashMoney from an online bank

Data (Transactions) may be transferred from the desktop into SplashMoney by importing a QIF file. Most online banking institutions will allow you to export transactions in QIF format. To import data to SplashMoney from an online bank, do the following: 

Download a QIF or OFX file - From your online bank, follow the steps necessary to download transactions in QIF or OFX format. Name the file the same as the account name in SplashMoney. For example, if the account you will be importing the data into in SplashMoney is called "Checking", name the QIF file "Checking.qif". 

Place QIF or OFX files in the "To Palm" folder - The default location for storing files to import into SplashMoney is C:\My Documents\SplashMoney\To Palm. You may change the name and location of this folder in the SplashMoney Conduit, if desired. Whenever QIF files are placed in the "To Palm" folder, they are automatically imported into SplashMoney during the next HotSync.

HotSync - HotSync your device. After the files have been successfully imported into SplashMoney, the SplashMoney Conduit will delete the files from the "To Palm" folder, so that they won't get imported again during the next HotSync.

Launch SplashMoney - After the HotSync is complete, launch SplashMoney and a dialog will appear asking if you would like to import the transactions. Choose "Now" to do it now, "Later" to postpone until the next time you launch SplashMoney, or "Never" to discard the imported data. After selecting "Now," you must select an Account to import the transactions into or choose <New Account> to create a new account for the transactions.


Import Dialog
 

All of the transactions in the file will be added to SplashMoney when you tap "Now" and you may end up with duplicates if there are redundant transactions in the SplashMoney Account.  If the file contains a complete history of all transactions, you should delete your Accounts in SplashMoney first, before tapping "Now".

Date and Number Formats


Format Dialog

Transactions are imported/exported to/from SplashMoney using the same date and number formats as your desktop settings. The import/export formats are completely independent from the date and number format settings you are using on your handheld. Typically, the date is exported in mm/dd/yyyy format, and the amounts are exported in 1,000.00 format. These formats are accepted by most versions of Quicken and Microsoft Money. If you are using an international or older version of Quicken or Microsoft Money, however, these formats may not be understood. In this case, you can change the formats by clicking the Format button in the SplashMoney Conduit dialog and making the following changes:

Date: Select the appropriate date format for your version of Quicken or Microsoft Money. If you are using an older version of Quicken or Microsoft Money, you may need to select a 2-digit year format, since the older versions may not understand the 4-digit year format.

Numbers: Select the appropriate number format for your version of Quicken or Microsoft Money (1,000.00 or 1.000,00).